IPO equity checklist
An IPO compresses years of deferred tax into a couple of quarters. The preparation window is before the S-1, not after.
Twelve months before
Model double-trigger RSU tax, consider exercising options to start the long-term clock, and confirm QSBS eligibility.
At listing
Understand your lockup, blackout windows and 10b5-1 eligibility. Set your sell policy before the price moves.
After lockup
Fund the tax bill first, then diversify to your target concentration, then invest the remainder.
This article is educational and not tax, legal, or financial advice. Talk to a CPA or tax advisor about your specific situation.