RSU tax calculator

See the withholding gap between the 22% supplemental rate and your real marginal rate.

Ordinary income at vest
$120,000
Typical withholding (22% federal + state)
$37,560
Estimated tax actually owed
$55,560
Shortfall to set aside
$18,000

Estimates only, for education. Not tax advice — figures use simplified federal assumptions and ignore credits, deductions and local taxes.

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